Not all phishing links are related to credential theft or trying to get you to download something malicious. Zero-day vulnerabilities in web browsers are revealed constantly. A malicious website (or malicious content embedded into an otherwise benign website) can leverage these or other unpatched vulnerabilities when visited.
You should never follow a known or suspected phishing link unless it’s your job and you are using the appropriate tools and techniques. Just report it to the security department or delete it and move on with your day.
I never said that. I said do not follow known or suspected phishing links. It takes practice and skill, and it is not always simple. But if you know if it is a risk, you should consider avoiding the risk.
“This looks like it might be phishing. Let me check it out and see what’s on the other side.” <— That’s what I am suggesting to avoid.
Security is an onion: layered. Patched software. Good, unique passwords. MFA. Various security defense tools. But technology can have gaps, flaws, or be circumvented. It’s important to keep in mind that us as individuals are also a security layer, and are often the first or last line of defense.