For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done?

DominusOfMegadeus@sh.itjust.works · edit-2 3 months ago

For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done?

xthexder · 3 months ago

The dental insurance plans available in the US are basically a scam for adults because they have an annual maximum of $1-2k. You have to get a lot of cleanings before you even break even with the premium, and if something major happens you’re basically not even covered.

IMO you may as well just have that $1-2k saved up yourself and pay for your own dental appointments.