Hello, Canadians of Lemmy! Down in the USA there is a lot of conflicting information regarding the efficacy of y’alls healthcare systems. Without revealing my personal bias, I was hoping for some anecdotes or summaries from those whom actually live there.
What if they use the wrong billing code? What if part of their automation to increase efficiency means being charged for work that was never done? What if they send testing out to a place that is our is network? What is the hospital is in network but the fucking emergency room is not?
Before the ACA you could add: what if I hit my lifetime maximum coverage and what if they consider my condition to be pre-existing?
What if the insurance just aggressively “makes errors” to delay payment?