We recently had trouble with the voicemail on a phone, and when we were talking to apple support over the phone, they mentioned that our phone had recently overheated but that wouldn’t have caused the problem. It was in the sun on our dashboard for a few minutes a week or 2 before.

I wonder if that type of data could also be going into your interest rates if you apply for an Apple Card. Same with battery levels and drop events. I know that Chinese loan apps mine that data when approving loans, but don’t know if apple would use that data.