I have an iphone for work that I’m also allowed to use for personal stuff. I don’t use it often, but it has a great camera and is a useful backup for 2FA if I would lose my primary (android) phone.
It also gives me the option to use Apple Pay. Paying with my android doesn’t work, my bank’s app is shitty. It would be useful to have an alternative for my bank card, so I was considering setting up Apple Pay.
But I wanted to know: what information will apple get if I use Apple Pay? Do they get the payment details of every payment I make? Will they know anything about payments I make with my card?
I’m not entirely sure if this fully answers your question or if it’s still accurate, but I came across a graphic comparison a while ago that illustrates how Apple Pay and Google Pay handle payment tokens. According to this infographic, it can be assumed that Apple does not pass every payment through their own servers. As a result, even if they do store some information, it’s likely not much.